Our Flexible Finance Options

Flexible Finance Plans For Every Budget

Whether you’re planning a small update or a complete home transformation, K&S Home Improvements has finance options to fit your needs. Choose from interest-free plans, interest-bearing options, or buy now, pay later schemes, giving you the freedom to spread the cost over time without the stress of a large upfront payment.

Interest Free Options

You can enjoy up to 20 months interest free on your home improvement projects. This plan allows you to spread the cost of your new windows, doors, or conservatory upgrades without paying a penny in interest during this period. Perfect for homeowners looking for maximum flexibility without the extra costs.

Buy Now, Pay Later

If you’re looking for a larger project, we offer competitive rates:

• 10.9% APR for orders over £10,000
• 12.9% APR for orders under £10,000

We’re here to help you, which is why we’re fully flexible and offer repayment plans spread over 60 or 120 months, allowing you to fully manage your budget with confidence, and no deposit is needed.

Our Trusted Finance Partner: Novuna Finance

K&S Home Improvements partners with Novuna Finance to provide up to £50,000 unsecured loans for your home improvement projects. With over four decades of experience, Novuna (formerly Hitachi Capital PLC) has grown into one of the UK’s most trusted financial services providers.

Whether you’re planning new windows, doors, or extended living spaces, Novuna can help you manage your cash flow effectively and protect your hard-earned money.

With their support, achieving your dream home improvements is simpler, even amid the rising costs affecting the UK housing market. Novuna’s tailored finance solutions ensure you can enhance your home sooner, with confidence and peace of mind.